Our financial advice is backed by the St. James's Place guarantee.

We provide financial advice to families and business in North Wales, Chester and the Wirral. Our main aim is to provide fair and sound advice, together with high levels of client servicing so our Clients are kept fully informed and fully up to date. We would be delighted to offer you the same service.

We advise on the following:

• Investing tax efficiently for growth, income or both
• Planning for retirement
• Income drawdown
• IHT reduction/Estate Planning*
• ISA
• Mortgages
• Wills and Power of Attorney*

It is immensely important that people have continuation in the advice they receive, especially in relation to Government legislation and changing individual circumstances. We help and guide our clients through all of these aspects.

Your home may be repossessed if you do not keep up repayments on your mortgage.

The value of an investment with St. James's Place will be directly linked to the performance of the funds selected and may fall as well as rise. You may get back less than the amount invested.

The levels and bases of taxation and reliefs from taxation can change at any time and are generally dependent on individual circumstances.

*Wills, Powers of Attorneys and some areas of Estate planning involve services which are seperate and distinct to those offered by St. James's Place.

Wills and Powers of Attorneys are not regulated by the Financial Conduct Authority.